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Please read this first
theforeclosures.com/ is an educational website. We are not your lender or servicer, we do not have access to anyone’s loan, and we cannot stop, delay or negotiate a foreclosure. If you are facing foreclosure, contact one of these instead — they can actually help:
- Your loan servicer — the company you make payments to; ask for loss mitigation.
- HUD-approved housing counselors — free, nationwide: 1-800-569-4287 or hud.gov.
- The CFPB — consumerfinance.gov, for mortgage servicing problems and complaints.
- A local attorney — especially if you have been served with court papers or a sale date is set.
Please note: TheForeclosures.com provides general educational information about foreclosure, pre-foreclosure and mortgage default. It is not legal, tax or financial advice, and it is not a substitute for a licensed attorney, a HUD-approved housing counselor, or your loan servicer. Foreclosure law and timelines vary by state and by loan. If you are facing foreclosure, act quickly — deadlines in notices you receive are real, and free help is available from HUD-approved counselors at 1-800-569-4287.